Step 1: Welcome
Step 2: Product List
Step 3: Primary Applicant Information
Step 4: Verify Primary Information
Step 5: Secondary Applicant Information
Step 6: Verify Secondary Information
Step 7: Feature List
Step 8: Accept Disclosure
Step 9: Funding Source
Step 10: Confirmation
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Thank you for your interest in First National Bank.  We are pleased to offer residents of Illinois who live in Madison, Macoupin, Montgomery, St. Clair and Jersey counties the opportunity to open accounts with us online.  It's easy, convenient and saves you time.

We welcome you to contact us at 618-635-2234 if you have any questions about opening an account online.

If you have a secondary applicant, they will be considered a joint owner on the account.

If you wish to designate a beneficiary to your account, please enter the name and address of the individual(s) followed by the word "beneficiary" in the customer comments box while completing your application.

Please note that all applications are subject to our approval and a review of your credit history may be used in the approval process. Also, please note that you cannot save your progress in this online application.

What you will need

Important Information

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

In order to comply with this regulation, we will ask you certain questions regarding your identity.

Upon Acceptance

Upon approval of your application, we will mail you a Welcome Kit via US Mail. A signature card will be enclosed that will need to be signed and returned to us at the address provided within 30 days.  Checks and/or Debit Cards will not be ordered until we have received your completed signature card.

Disclosure Review and Acceptance

By clicking CONTINUE below, you are consenting to electronically receive all the disclosures applicable to this account.

To get started, please enter your zip code.